|
Lecturer(s)
|
-
Černohorská Liběna, doc. Ing. Ph.D.
-
Vaníček Bernard, Ing. Ph.D.
|
|
Course content
|
Commercial banks. Central bank. Banks Balance Sheet and Profit and Loss Account. Banks Products. Payment systems. Payments products. Credit products. Credit securiting. Alternative Forms of Financing. Trades with Securities. International banking. International monetary institutions.
|
|
Learning activities and teaching methods
|
Monologic (reading, lecture, briefing), Dialogic (discussion, interview, brainstorming), Work with text (with textbook, with book)
- Participation in classes
- 52 hours per semester
- Preparation for a credit (assessment)
- 10 hours per semester
- Preparation for an exam
- 40 hours per semester
- Preparation of a presentation (report)
- 24 hours per semester
- Writing a seminar paper
- 24 hours per semester
|
|
Learning outcomes
|
The aim of the course is to provide students with a picture of the banking system and to introduce students to basic knowledge and procedures in the field of banking with an emphasis on the ability to use the acquired knowledge in various areas of economic theory and practice.
A student who has successfully completed the course can: characterize banking systems; explain the principles on which banks operate; explain the position of commercial, specialised and central banks in the financial market; distinguish between active and passive banking operations and compare them with each other; list the payment systems and explain the principles of their operation; explain when it is appropriate to use certain payment products. A student who has successfully completed the course will be able to: navigate the range of active and passive banking operations; understand the issuance of securities where the issuer is a commercial bank; understand the economic implications of conventional and unconventional central bank policies; understand the facts that affect the activities of commercial banks (e.g. capital adequacy measures, deposit insurance fund). A student who has successfully completed the course is able to: Make independent and responsible decisions based on a framework assignment; incorporate consideration of the implications for banks in problem solving; communicate clearly and persuasively to professionals and lay people the nature of technical problems and their own views on their solution.
|
|
Prerequisites
|
The student should have knowledge of: - issues of state economic policy (objectives, instruments), - financial system and allocation of savings - commercial banks and money creation.
|
|
Assessment methods and criteria
|
Oral examination, Written examination, Student performance assessment
Credit: To obtain credit, students must earn a minimum of 10 points; comprehensive test (4 points), presentation of current events/short presentations during exercises (max. 4 points) and other activities during exercises or lectures (2 points). Exam: written, or oral
|
|
Recommended literature
|
-
Opatření České národní banky.
-
Zákony o České národní banky a o bankách.
-
Černohorská, L. Komplexní pohled do bankovního světa. Pardubice, 2017. ISBN 978-80-7560-094-3.
-
Mejstřík, M., Pečená, M., Teplý, P. Bankovnictví v teorii a praxi/Banking in Theory and Practise. Praha, 2015. ISBN 9788024628707.
-
Revenda, Z. Peněžní ekonomie a bankovnictví. Jesenice, 2023. ISBN 978-80-87865-84-2.
|