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Lecturer(s)
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Černohorský Jan, doc. Ing. Ph.D.
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Course content
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Financial planning. Risks and their hedging. Risks in life and financial situations. Life and non-life insurance. Building savings, pension savings. Loans - importance, price, consumer, and mortgage loans. Investing and expecting results. Investment Products - Collective investment, ETFs, and certificates. Choice of investment strategy and portfolio.
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Learning activities and teaching methods
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Monologic (reading, lecture, briefing), Dialogic (discussion, interview, brainstorming), Work with text (with textbook, with book), Methods of individual activities
- Participation in classes
- 36 hours per semester
- Preparation for a credit (assessment)
- 10 hours per semester
- Preparation for an exam
- 44 hours per semester
- Preparation of a presentation (report)
- 30 hours per semester
- Writing a seminar paper
- 30 hours per semester
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Learning outcomes
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Objective of the course - to understand the principles and management of personal finances at a practical level, while being aware of the existing risks.
A student who has successfully completed the course can: create a personal financial plan; define possible risks; characterize insurance products within personal finances; characterize banking products within personal finance; characterize savings and investment products within personal finance. A student who has successfully completed the course will be able to: interpret the compiled financial plan; propose different options for hedging risks; assess the suitability of credit financing for living needs; propose the optimal allocation of free funds within the entire financial market. A student who has successfully completed the course is able to: manage your personal finances; communicate information about personal finance management to professionals and laypeople in a comprehensible and convincing manner.
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Prerequisites
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Prerequisite for successful mastery of the subject is knowledge of basic questions that are solved by macroeconomics.
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Assessment methods and criteria
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Oral examination, Written examination, Home assignment evaluation, Student performance assessment
Credit will be awarded based on: - presentation of the seminar paper, - active participation in seminars. The exam will be written and oral.
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Recommended literature
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Černohorský, J. Finance: od teorie k realitě. Praha, 2020. ISBN 978-80-271-2215-8.
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GLADIŠ, D. Akciové investice. 1. vyd. Praha: Grada, 2015..
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Gladiš, Daniel. Naučte se investovat. Praha: Grada, 2005. ISBN 80-247-1205-9.
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Graham, Benjamin. Inteligentní investor. Praha: Grada, 2007. ISBN 978-80-247-1792-0.
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JANDA, J. Spořit nebo investovat? 1. vyd. Praha: Grada, 2011..
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KOUHOUT, P. Investice-nová strategie. 1. vyd. Praha: Grada, 2018..
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Radová, Jarmila. Finanční matematika pro každého. Praha: Grada, 2013. ISBN 978-80-247-4831-3.
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SYROVÝ, P., TYL., T. Osobní finance - řízení financí pro každého. 4. akt. vyd. Praha: Grada, 2020.. 2021. ISBN 978-80-271-3123-5.
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